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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,824 | $150,447+113.2% | $136,298+135.4% | $147,586+117.4% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 13.77% | 1049.15%-1035.4pp | 5156.27%-5142.5pp | 578.59%-564.8pp |
| Employer contribution / active EE | $663 | $5,256-87.4% | $4,696-85.9% | $4,876-86.4% |
| Participant deferral / active EE | $8,104 | $6,631+22.2% | $6,247+29.7% | $5,439+49.0% |
| Admin fee / account holder | $12,051 | $10,906+10.5% | $9,244+30.4% | $10,886+10.7% |