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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,775 | $127,387+92.2% | $115,038+112.8% | $125,389+95.2% |
| Participation rate | 89.5% | 84.2%+5.3pp | 81.4%+8.1pp | 83.2%+6.3pp |
| Annual return | -0.47% | 31.28%-31.7pp | 26.14%-26.6pp | 282.24%-282.7pp |
| Employer contribution / active EE | $674 | $5,166-86.9% | $4,608-85.4% | $4,866-86.1% |
| Participant deferral / active EE | $8,119 | $6,423+26.4% | $6,026+34.7% | $5,352+51.7% |
| Admin fee / account holder | $23,213 | $9,516+143.9% | $8,175+183.9% | $9,541+143.3% |