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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,587 | $73,978+11.6% | $96,515-14.4% | $75,173+9.9% |
| Participation rate | 94.5% | 66.4%+28.1pp | 74.3%+20.2pp | 67.2%+27.3pp |
| Annual return | 11.86% | 26.72%-14.9pp | 35.73%-23.9pp | 160.72%-148.9pp |
| Employer contribution / active EE | $3,915 | $2,931+33.6% | $3,740+4.7% | $2,671+46.6% |
| Participant deferral / active EE | $2,851 | $3,660-22.1% | $4,880-41.6% | $4,126-30.9% |
| Admin fee / account holder | $10,176 | $5,219+95.0% | $6,735+51.1% | $5,651+80.1% |