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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,588 | $65,364-2.7% | $92,909-31.6% | $72,975-12.9% |
| Participation rate | 96.2% | 68.3%+27.9pp | 76.0%+20.2pp | 69.5%+26.7pp |
| Annual return | 4.82% | 42.11%-37.3pp | 109.44%-104.6pp | 81.01%-76.2pp |
| Employer contribution / active EE | $4,292 | $2,594+65.5% | $3,653+17.5% | $2,440+75.9% |
| Participant deferral / active EE | $2,782 | $3,128-11.1% | $4,238-34.4% | $3,608-22.9% |
| Admin fee / account holder | $2,794 | $4,251-34.3% | $5,795-51.8% | $5,124-45.5% |