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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,131 | $63,346+4.4% | $92,240-28.3% | $70,126-5.7% |
| Participation rate | 95.5% | 68.7%+26.8pp | 76.5%+19.0pp | 69.5%+25.9pp |
| Annual return | 11.90% | 530.19%-518.3pp | 176.29%-164.4pp | 73.15%-61.2pp |
| Employer contribution / active EE | $3,312 | $2,471+34.0% | $3,680-10.0% | $2,343+41.4% |
| Participant deferral / active EE | $3,314 | $2,854+16.1% | $3,897-15.0% | $3,332-0.5% |
| Admin fee / account holder | $7,237 | $3,841+88.4% | $5,194+39.3% | $4,645+55.8% |