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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,983 | $72,269+10.7% | $101,271-21.0% | $79,852+0.2% |
| Participation rate | 95.7% | 68.5%+27.2pp | 75.8%+19.8pp | 69.6%+26.0pp |
| Annual return | 1.82% | 22.29%-20.5pp | 46.48%-44.7pp | 31.72%-29.9pp |
| Employer contribution / active EE | $3,393 | $2,692+26.0% | $3,660-7.3% | $2,471+37.3% |
| Participant deferral / active EE | $3,213 | $3,282-2.1% | $4,371-26.5% | $3,740-14.1% |
| Admin fee / account holder | $3,577 | $4,401-18.7% | $5,948-39.9% | $5,306-32.6% |