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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,235 | $64,719+24.0% | $112,249-28.5% | $68,486+17.2% |
| Participation rate | 96.2% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.3pp |
| Annual return | -19.74% | -11.40%-8.3pp | 27.48%-47.2pp | -7.85%-11.9pp |
| Employer contribution / active EE | $5,276 | $2,747+92.1% | $3,636+45.1% | $2,597+103.2% |
| Participant deferral / active EE | $2,999 | $3,565-15.9% | $4,729-36.6% | $4,028-25.5% |
| Admin fee / account holder | $3,155 | $5,232-39.7% | $6,412-50.8% | $5,404-41.6% |