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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,474 | $68,878+88.0% | $120,574+7.4% | $80,935+60.0% |
| Participation rate | 58.1% | 61.7%-3.6pp | 71.9%-13.9pp | 67.7%-9.6pp |
| Annual return | 23.61% | 23.67%-0.1pp | 107.42%-83.8pp | 35.66%-12.0pp |
| Employer contribution / active EE | $1,808 | $2,065-12.5% | $3,471-47.9% | $2,757-34.4% |
| Participant deferral / active EE | $6,692 | $3,189+109.9% | $4,996+34.0% | $4,299+55.7% |
| Admin fee / account holder | $584 | $5,782-89.9% | $9,445-93.8% | $6,924-91.6% |