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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,926 | $56,339+63.2% | $104,301-11.9% | $68,495+34.2% |
| Participation rate | 56.0% | 63.3%-7.3pp | 73.3%-17.3pp | 67.9%-11.9pp |
| Annual return | -17.23% | -9.19%-8.0pp | 24.61%-41.8pp | -7.84%-9.4pp |
| Employer contribution / active EE | $1,664 | $1,960-15.1% | $3,373-50.7% | $2,596-35.9% |
| Participant deferral / active EE | $5,412 | $3,077+75.9% | $4,626+17.0% | $4,028+34.4% |
| Admin fee / account holder | $12,126 | $4,902+147.4% | $7,340+65.2% | $5,403+124.4% |