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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,783 | $149,778-52.1% | $118,946-39.7% | $158,966-54.8% |
| Participation rate | 66.7% | 82.1%-15.4pp | 75.4%-8.7pp | 82.0%-15.3pp |
| Annual return | 25.14% | 19.95%+5.2pp | 35.89%-10.7pp | 302.95%-277.8pp |
| Employer contribution / active EE | $1,243 | $4,117-69.8% | $3,263-61.9% | $4,762-73.9% |
| Participant deferral / active EE | $4,407 | $5,225-15.7% | $4,266+3.3% | $5,983-26.3% |
| Admin fee / account holder | $2,056 | $8,604-76.1% | $6,581-68.8% | $11,250-81.7% |