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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,430 | $51,708-37.3% | $106,619-69.6% | $62,881-48.4% |
| Participation rate | 68.0% | 66.9%+1.1pp | 78.0%-10.0pp | 69.3%-1.3pp |
| Annual return | 7.29% | 4.69%+2.6pp | 9.42%-2.1pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,167 | $1,764-33.8% | $3,947-70.4% | $2,281-48.8% |
| Participant deferral / active EE | $2,973 | $2,315+28.4% | $3,930-24.3% | $3,203-7.2% |
| Admin fee / account holder | $823 | $3,349-75.4% | $6,418-87.2% | $4,296-80.8% |