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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 14 PO BOX 306462 · NASHVILLE, TN 372306462 | Plan Administrator | $1,350 |
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 14 PO BOX 24926 · NEW YORK, NY 100874926 | Plan Administrator | $300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,034 | $81,334-2.8% | $113,397-30.3% | $64,097+23.3% |
| Participation rate | 97.1% | 65.6%+31.5pp | 76.5%+20.6pp | 55.2%+41.9pp |
| Annual return | 11.93% | 32.50%-20.6pp | 23.20%-11.3pp | 34.64%-22.7pp |
| Employer contribution / active EE | $4,160 | $2,077+100.3% | $2,977+39.7% | $1,891+119.9% |
| Participant deferral / active EE | $6,175 | $3,795+62.7% | $5,076+21.6% | $3,080+100.5% |
| Admin fee / account holder | $332 | $4,208-92.1% | $11,957-97.2% | $3,454-90.4% |