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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,705 | $67,411+86.5% | $91,004+38.1% | $70,126+79.3% |
| Participation rate | 85.7% | 71.4%+14.3pp | 75.6%+10.1pp | 69.5%+16.2pp |
| Annual return | 12.05% | -40.16%+52.2pp | 4.60%+7.4pp | 73.15%-61.1pp |
| Employer contribution / active EE | $621 | $1,786-65.2% | $2,456-74.7% | $2,343-73.5% |
| Participant deferral / active EE | $3,738 | $2,823+32.4% | $3,548+5.4% | $3,332+12.2% |
| Admin fee / account holder | $6,281 | $4,236+48.3% | $5,417+15.9% | $4,645+35.2% |