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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,500 | $61,660+71.1% | $80,022+31.8% | $64,173+64.4% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 6.86% | -0.33%+7.2pp | 11.22%-4.4pp | 7.63%-0.8pp |
| Employer contribution / active EE | $3,454 | $1,810+90.8% | $2,468+40.0% | $2,381+45.1% |
| Participant deferral / active EE | $4,065 | $2,968+37.0% | $3,686+10.3% | $3,470+17.2% |
| Admin fee / account holder | $12,336 | $5,417+127.7% | $6,521+89.2% | $4,887+152.4% |