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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,731 | $66,319+42.8% | $93,621+1.2% | $65,186+45.3% |
| Participation rate | 94.1% | 74.0%+20.1pp | 75.8%+18.3pp | 70.2%+23.9pp |
| Annual return | 1.56% | 42.59%-41.0pp | 32.76%-31.2pp | 29.39%-27.8pp |
| Employer contribution / active EE | $1,519 | $2,013-24.6% | $2,719-44.1% | $2,177-30.2% |
| Participant deferral / active EE | $4,254 | $3,343+27.2% | $4,070+4.5% | $3,514+21.0% |
| Admin fee / account holder | $15,267 | $6,900+121.3% | $7,890+93.5% | $847+1702.0% |