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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GFP INVESTMNET SERVICES, INC. Service code 26 · EIN 45-4901170 135 EAST BROAD STREET · BETHLEHEM, PA 18018 | Advisory (Participants) | $25,789 |
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,097 | $81,208+28.2% | $98,920+5.2% | $79,856+30.4% |
| Participation rate | 90.6% | 72.5%+18.1pp | 76.0%+14.6pp | 69.6%+21.0pp |
| Annual return | 9.08% | 60.99%-51.9pp | 196.47%-187.4pp | 31.71%-22.6pp |
| Employer contribution / active EE | $1,705 | $1,960-13.0% | $2,689-36.6% | $2,471-31.0% |
| Participant deferral / active EE | $5,150 | $3,265+57.7% | $4,245+21.3% | $3,741+37.7% |
| Admin fee / account holder | $496 | $6,013-91.8% | $6,643-92.5% | $5,306-90.7% |