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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GFP INVESTMNET SERVICES, INC. Service code 26 · EIN 45-4901170 135 EAST BROAD STREET · BETHLEHEM, PA 18018 | Advisory (Participants) | $26,362 |
Filed as: AMERIPRISE FINANCIAL SERVICES Service code 26 · EIN 38-2722519 70911 AMERIPRISE FINANCIAL CENTER · MINNNEAPOLIS, MN 55474 | Advisory (Participants) | $5,675 |
Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,837 | $87,733+37.7% | $106,555+13.4% | $85,847+40.8% |
| Participation rate | 89.8% | 71.9%+17.9pp | 76.1%+13.7pp | 69.3%+20.5pp |
| Annual return | 20.83% | 21.86%-1.0pp | 26.80%-6.0pp | 318.61%-297.8pp |
| Employer contribution / active EE | $1,791 | $2,073-13.6% | $2,819-36.5% | $2,565-30.2% |
| Participant deferral / active EE | $5,388 | $3,469+55.3% | $4,399+22.5% | $3,952+36.3% |
| Admin fee / account holder | $585 | $6,767-91.4% | $7,408-92.1% | $6,261-90.7% |