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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE RETIREMENT PLAN COMPANY, LLC Service code 14 PO BOX 306462 · NASHVILLE, TN 372306462 | Plan Administrator | $1,350 |
Filed as: THE PARAGON ALLIANCE GROUP LLC Service code 14 PO BOX 24926 · NEW YORK, NY 100874926 | Plan Administrator | $300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,034 | $85,515-7.6% | $112,040-29.5% | $67,986+16.3% |
| Participation rate | 97.1% | 68.2%+28.9pp | 76.5%+20.6pp | 57.2%+39.9pp |
| Annual return | 11.93% | 29.68%-17.7pp | 24.52%-12.6pp | 31.67%-19.7pp |
| Employer contribution / active EE | $4,160 | $2,191+89.9% | $2,954+40.8% | $2,019+106.1% |
| Participant deferral / active EE | $6,175 | $4,014+53.8% | $5,098+21.1% | $3,358+83.9% |
| Admin fee / account holder | $332 | $3,774-91.2% | $12,098-97.3% | $3,203-89.6% |