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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,565 | $106,864+151.3% | $147,318+82.3% | $82,637+225.0% |
| Participation rate | 92.6% | 75.5%+17.1pp | 82.1%+10.5pp | 68.1%+24.5pp |
| Annual return | 6.38% | 27.49%-21.1pp | 70.43%-64.1pp | 53.51%-47.1pp |
| Employer contribution / active EE | $6,690 | $3,417+95.8% | $4,593+45.7% | $2,552+162.1% |
| Participant deferral / active EE | $11,401 | $6,496+75.5% | $7,906+44.2% | $4,126+176.3% |
| Admin fee / account holder | $7,443 | $8,415-11.5% | $13,708-45.7% | $7,339+1.4% |