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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,724 | $85,766+101.4% | $136,297+26.7% | $70,131+146.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 9.38% | 31.45%-22.1pp | 5156.16%-5146.8pp | 73.14%-63.8pp |
| Employer contribution / active EE | $6,003 | $2,966+102.4% | $4,696+27.8% | $2,342+156.2% |
| Participant deferral / active EE | $6,735 | $5,051+33.3% | $6,247+7.8% | $3,332+102.2% |
| Admin fee / account holder | $1,296 | $5,420-76.1% | $9,244-86.0% | $4,645-72.1% |