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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,179 | $89,367+107.2% | $141,191+31.2% | $72,975+153.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 3.84% | 111.87%-108.0pp | 71.41%-67.6pp | 81.01%-77.2pp |
| Employer contribution / active EE | $5,695 | $3,115+82.8% | $4,736+20.2% | $2,440+133.4% |
| Participant deferral / active EE | $8,531 | $5,419+57.4% | $6,710+27.1% | $3,608+136.5% |
| Admin fee / account holder | $16,337 | $5,957+174.3% | $10,264+59.2% | $5,124+218.8% |