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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,193 | $98,760+84.5% | $149,715+21.7% | $79,858+128.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | -5.41% | 27.43%-32.8pp | 276.66%-282.1pp | 31.72%-37.1pp |
| Employer contribution / active EE | $6,218 | $3,217+93.3% | $4,645+33.9% | $2,471+151.6% |
| Participant deferral / active EE | $9,736 | $5,681+71.4% | $6,842+42.3% | $3,740+160.3% |
| Admin fee / account holder | $1,347 | $6,053-77.7% | $9,310-85.5% | $5,306-74.6% |