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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,688 | $93,598+151.8% | $135,974+73.3% | $75,173+213.5% |
| Participation rate | 96.1% | 75.2%+20.9pp | 81.9%+14.2pp | 67.2%+28.9pp |
| Annual return | -6.15% | 30.89%-37.0pp | 68.30%-74.5pp | 160.72%-166.9pp |
| Employer contribution / active EE | $6,406 | $3,538+81.1% | $4,859+31.8% | $2,671+139.8% |
| Participant deferral / active EE | $9,819 | $6,405+53.3% | $7,760+26.5% | $4,126+138.0% |
| Admin fee / account holder | $19,073 | $6,978+173.3% | $10,767+77.2% | $5,651+237.6% |