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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 47-2534181 | Recordkeeping Fees | $71,246 |
LPL FINANCIAL5 years Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $49,584 |
Filed as: THE MANDMARBLESTONE GROUP, LLC Service code 13 · EIN 20-4780677 | Contract Administrator | $14,874 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 · EIN 84-1532243 | Investment Management | $2,942 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,796 | $79,209+57.6% | $102,434+21.8% | $74,459+67.6% |
| Participation rate | 98.1% | 74.8%+23.3pp | 76.5%+21.6pp | 67.2%+30.9pp |
| Annual return | 11.85% | 54.98%-43.1pp | 29.46%-17.6pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $1,959 | $2,362-17.1% | $3,023-35.2% | $2,626-25.4% |
| Participant deferral / active EE | $8,338 | $4,417+88.8% | $5,055+64.9% | $4,350+91.7% |
| Admin fee / account holder | $365 | $2,002-81.8% | $9,462-96.1% | $1,945-81.2% |