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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $98,235 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $54,528 |
Filed as: THE MANDMARBLESTONE GROUP, LLC Service code 13 · EIN 20-4780677 | Contract Administrator | $12,456 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,590 | $84,936+58.5% | $111,308+20.9% | $79,391+69.5% |
| Participation rate | 92.8% | 75.9%+16.9pp | 77.3%+15.4pp | 70.7%+22.1pp |
| Annual return | 12.18% | 17.45%-5.3pp | 54.67%-42.5pp | 116.88%-104.7pp |
| Employer contribution / active EE | $1,463 | $1,979-26.1% | $2,732-46.4% | $2,428-39.7% |
| Participant deferral / active EE | $7,000 | $3,888+80.0% | $4,487+56.0% | $4,046+73.0% |
| Admin fee / account holder | $941 | $537+75.1% | $7,965-88.2% | $627+50.1% |