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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $76,720 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $42,449 |
Filed as: THE MANDMARBLESTONE GROUP, LLC Service code 13 · EIN 20-4780677 | Contract Administrator | $5,112 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,567 | $73,638+93.6% | $95,964+48.6% | $73,497+94.0% |
| Participation rate | 94.0% | 76.2%+17.9pp | 77.1%+16.9pp | 70.7%+23.3pp |
| Annual return | 16.74% | 16.78%0pp | 91.64%-74.9pp | 28.51%-11.8pp |
| Employer contribution / active EE | $748 | $1,863-59.9% | $2,541-70.6% | $2,270-67.1% |
| Participant deferral / active EE | $7,430 | $3,617+105.4% | $4,167+78.3% | $3,740+98.7% |
| Admin fee / account holder | $845 | $482+75.4% | $6,797-87.6% | $513+64.8% |