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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 47-2534181 | Recordkeeping Fees | $68,007 |
LPL FINANCIAL4 years Filed as: LPL FINANCIAL - RP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $49,783 |
Filed as: THE MANDMARBLESTONE GROUP, LLC Service code 13 · EIN 20-4780677 | Contract Administrator | $14,832 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 · EIN 84-1532243 | Investment Management | $598 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,887 | $76,112+65.4% | $96,544+30.4% | $71,529+76.0% |
| Participation rate | 95.2% | 74.4%+20.8pp | 76.0%+19.2pp | 67.9%+27.3pp |
| Annual return | 13.99% | 22.80%-8.8pp | 25.88%-11.9pp | 28.97%-15.0pp |
| Employer contribution / active EE | $1,838 | $2,248-18.2% | $2,966-38.0% | $2,590-29.0% |
| Participant deferral / active EE | $8,425 | $4,217+99.8% | $4,851+73.7% | $4,291+96.3% |
| Admin fee / account holder | $374 | $2,708-86.2% | $8,254-95.5% | $1,588-76.4% |