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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,270 | $64,462+2.8% | $81,482-18.7% | $80,911-18.1% |
| Participation rate | 86.2% | 63.9%+22.3pp | 69.5%+16.7pp | 67.6%+18.5pp |
| Annual return | 8.34% | 16.35%-8.0pp | 24.79%-16.4pp | 35.63%-27.3pp |
| Employer contribution / active EE | $2,484 | $1,979+25.5% | $2,463+0.9% | $2,756-9.9% |
| Participant deferral / active EE | $3,297 | $3,094+6.5% | $3,885-15.1% | $4,297-23.3% |
| Admin fee / account holder | $4,669 | $5,678-17.8% | $5,761-19.0% | $6,935-32.7% |