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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,147 | $59,123-10.1% | $77,183-31.1% | $75,181-29.3% |
| Participation rate | 87.3% | 63.9%+23.5pp | 69.6%+17.7pp | 67.2%+20.1pp |
| Annual return | 12.33% | 26.72%-14.4pp | 37.89%-25.6pp | 160.69%-148.4pp |
| Employer contribution / active EE | $1,886 | $1,996-5.5% | $2,534-25.6% | $2,671-29.4% |
| Participant deferral / active EE | $2,860 | $2,999-4.7% | $3,833-25.4% | $4,126-30.7% |
| Admin fee / account holder | $2,671 | $4,776-44.1% | $5,475-51.2% | $5,650-52.7% |