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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,897 | $58,391-21.4% | $76,667-40.1% | $72,976-37.1% |
| Participation rate | 92.3% | 67.4%+24.9pp | 72.1%+20.2pp | 69.5%+22.8pp |
| Annual return | 15.42% | 2306.65%-2291.2pp | 1166.74%-1151.3pp | 81.02%-65.6pp |
| Employer contribution / active EE | $2,084 | $1,787+16.6% | $2,303-9.5% | $2,440-14.6% |
| Participant deferral / active EE | $2,915 | $2,690+8.3% | $3,336-12.6% | $3,608-19.2% |
| Admin fee / account holder | $2,691 | $4,014-33.0% | $6,423-58.1% | $5,124-47.5% |