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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,828 | $56,544-38.4% | $75,501-53.9% | $70,126-50.3% |
| Participation rate | 90.8% | 68.1%+22.7pp | 72.4%+18.4pp | 69.5%+21.2pp |
| Annual return | 11.71% | 23.59%-11.9pp | 27.35%-15.6pp | 73.15%-61.4pp |
| Employer contribution / active EE | $1,900 | $1,817+4.6% | $2,352-19.2% | $2,343-18.9% |
| Participant deferral / active EE | $2,236 | $2,580-13.3% | $3,142-28.8% | $3,332-32.9% |
| Admin fee / account holder | $588 | $3,827-84.6% | $5,801-89.9% | $4,645-87.4% |