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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,853 | $68,681-8.5% | $86,615-27.4% | $85,847-26.8% |
| Participation rate | 84.6% | 66.4%+18.3pp | 71.6%+13.0pp | 69.3%+15.3pp |
| Annual return | 9.38% | 20.12%-10.7pp | 63.51%-54.1pp | 318.61%-309.2pp |
| Employer contribution / active EE | $1,748 | $1,880-7.0% | $2,496-30.0% | $2,565-31.9% |
| Participant deferral / active EE | $2,528 | $2,919-13.4% | $3,699-31.7% | $3,952-36.0% |
| Admin fee / account holder | $1,781 | $5,974-70.2% | $5,830-69.5% | $6,261-71.6% |