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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $246,593 |
AB FUNDS1 year Filed as: ALLIANCEBERNSTEIN Service code 28 1345 AVENUE OF THE AMERICAS · NEW YORK, NC 10105 | Investment Management | $26,103 |
Filed as: VERITY INVESTMENT PARTNERS Service code 26 · EIN 02-0559413 | Advisory (Participants) | $24,632 |
EISNERAMPER LLP2 years Service code 10 · EIN 13-1639826 | Accounting | $17,881 |
Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 · EIN 26-0058143 | Investment Management | $17,500 |
BMO HARRIS BANK NA4+ years Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA3 years Filed as: BMO HARRIS BANK, N.A. Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,479 | $75,388+224.3% | $123,553+97.9% | $55,727+338.7% |
| Participation rate | 97.8% | 75.7%+22.2pp | 82.3%+15.6pp | 70.9%+27.0pp |
| Annual return | -3.57% | 4.48%-8.0pp | 119.21%-122.8pp | 244.94%-248.5pp |
| Employer contribution / active EE | $9,477 | $3,063+209.4% | $4,628+104.8% | $2,078+356.0% |
| Participant deferral / active EE | $9,074 | $5,651+60.6% | $6,426+41.2% | $3,356+170.4% |
| Admin fee / account holder | $313 | $120+161.3% | $9,284-96.6% | $115+171.7% |