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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $184,038 |
TD AMERITRADE, INC.2 years Filed as: TD AMERITRADE Service code 28 · EIN 82-0543156 | Investment Management | $104,038 |
CAPFINANCIAL PARTNERS LLC5 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 28 · EIN 26-0058143 | Investment Management | $70,873 |
EISNERAMPER LLP6 years Service code 10 · EIN 87-1363769 | Accounting | $25,168 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS Service code 28 · EIN 94-1347393 | Investment Management | $11,488 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
MATRIX TRUST COMPANY2 years Filed as: MATRIX TRUST COMPANY NA Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,765 | $82,163+289.2% | $125,381+155.0% | $64,819+393.3% |
| Participation rate | 99.6% | 77.9%+21.7pp | 82.4%+17.2pp | 71.5%+28.1pp |
| Annual return | -13.30% | 3.49%-16.8pp | 572.31%-585.6pp | 32.84%-46.1pp |
| Employer contribution / active EE | $12,960 | $3,616+258.4% | $4,815+169.2% | $2,507+417.0% |
| Participant deferral / active EE | $12,046 | $7,175+67.9% | $7,448+61.7% | $4,311+179.4% |
| Admin fee / account holder | $352 | $163+115.5% | $10,007-96.5% | $188+87.2% |