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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $271,560 |
Filed as: VERITY INVESTMENT PARTNERS Service code 26 · EIN 02-0559413 | Advisory (Participants) | $21,376 |
EISNERAMPER LLP1 year Service code 10 · EIN 13-1639826 | Accounting | $10,815 |
Filed as: POLLARD & ASSOCIATES Service code 49 · EIN 52-0909772 | Other Services | $5,650 |
BMO HARRIS BANK NA3+ years Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA2 years Filed as: BMO HARRIS BANK, N.A. Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,291 | $155,795+63.2% | $136,298+86.6% | $69,634+265.2% |
| Participation rate | 96.5% | 75.2%+21.2pp | 81.9%+14.6pp | 70.7%+25.8pp |
| Annual return | 24.30% | 232464.33%-232440.0pp | 5156.27%-5132.0pp | 27572.26%-27548.0pp |
| Employer contribution / active EE | $8,092 | $2,991+170.5% | $4,696+72.3% | $2,032+298.2% |
| Participant deferral / active EE | $7,014 | $5,394+30.0% | $6,247+12.3% | $3,224+117.6% |
| Admin fee / account holder | $306 | $128+138.4% | $9,244-96.7% | $110+176.9% |