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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,905 | $78,423+84.8% | $95,964+51.0% | $79,856+81.5% |
| Participation rate | 97.2% | 73.5%+23.7pp | 77.1%+20.1pp | 69.6%+27.6pp |
| Annual return | 8.37% | 19.37%-11.0pp | 91.64%-83.3pp | 31.71%-23.3pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,161 | $3,440-8.1% | $4,167-24.1% | $3,741-15.5% |
| Admin fee / account holder | $4,254 | $5,622-24.3% | $6,797-37.4% | $5,306-19.8% |