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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,915 | $67,602+74.4% | $82,312+43.3% | $70,126+68.1% |
| Participation rate | 98.8% | 72.8%+26.1pp | 76.9%+21.9pp | 69.5%+29.3pp |
| Annual return | 9.87% | 21.57%-11.7pp | 25.88%-16.0pp | 73.15%-63.3pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,997 | $2,987+0.3% | $3,706-19.1% | $3,332-10.0% |
| Admin fee / account holder | $15,567 | $4,512+245.0% | $5,608+177.6% | $4,645+235.1% |