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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,521 | $86,288+84.9% | $111,306+43.3% | $85,851+85.8% |
| Participation rate | 94.4% | 73.3%+21.0pp | 77.3%+17.0pp | 69.3%+25.0pp |
| Annual return | 9.97% | 19.99%-10.0pp | 54.67%-44.7pp | 318.63%-308.7pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,982 | $3,641-18.1% | $4,488-33.5% | $3,952-24.5% |
| Admin fee / account holder | $12,969 | $8,189+58.4% | $7,966+62.8% | $6,261+107.1% |