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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,094 | $72,486+79.5% | $87,103+49.4% | $72,976+78.3% |
| Participation rate | 95.3% | 72.8%+22.5pp | 76.9%+18.4pp | 69.5%+25.8pp |
| Annual return | 13.33% | 24.46%-11.1pp | 28.19%-14.9pp | 81.02%-67.7pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,411 | $3,270+4.3% | $4,049-15.7% | $3,608-5.4% |
| Admin fee / account holder | $11,131 | $5,055+120.2% | $7,491+48.6% | $5,124+117.2% |