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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,914 | $80,983+81.4% | $96,544+52.2% | $75,177+95.4% |
| Participation rate | 88.9% | 71.8%+17.1pp | 76.0%+12.9pp | 67.2%+21.7pp |
| Annual return | 10.63% | 27.05%-16.4pp | 25.88%-15.2pp | 160.75%-150.1pp |
| Employer contribution / active EE | $5,024 | $2,282+120.1% | $2,966+69.4% | $2,671+88.1% |
| Participant deferral / active EE | $4,085 | $3,929+4.0% | $4,851-15.8% | $4,126-1.0% |
| Admin fee / account holder | $26,239 | $6,717+290.7% | $8,254+217.9% | $5,651+364.3% |