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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,732 | $125,237+57.9% | $105,608+87.2% | $145,877+35.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.58% | 225.76%-217.2pp | 116.50%-107.9pp | 551.28%-542.7pp |
| Employer contribution / active EE | $3,254 | $3,720-12.5% | $3,167+2.7% | $4,663-30.2% |
| Participant deferral / active EE | $15,099 | $5,711+164.4% | $5,010+201.4% | $6,691+125.7% |
| Admin fee / account holder | $7,547 | $17,287-56.3% | $11,028-31.6% | $13,402-43.7% |