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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,732 | $125,184+58.0% | $105,607+87.2% | $145,884+35.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.58% | 225.00%-216.4pp | 116.11%-107.5pp | 551.85%-543.3pp |
| Employer contribution / active EE | $3,254 | $3,720-12.5% | $3,167+2.8% | $4,662-30.2% |
| Participant deferral / active EE | $15,099 | $5,714+164.2% | $5,011+201.3% | $6,690+125.7% |
| Admin fee / account holder | $7,547 | $17,133-56.0% | $10,958-31.1% | $13,392-43.6% |