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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,732 | $126,519+56.3% | $106,201+86.2% | $145,959+35.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.58% | 225.10%-216.5pp | 116.26%-107.7pp | 561.95%-553.4pp |
| Employer contribution / active EE | $3,254 | $3,726-12.7% | $3,170+2.7% | $4,661-30.2% |
| Participant deferral / active EE | $15,099 | $5,716+164.2% | $5,012+201.2% | $6,689+125.7% |
| Admin fee / account holder | $7,547 | $17,312-56.4% | $11,039-31.6% | $13,398-43.7% |