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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,828 | $116,190+66.8% | $93,614+107.1% | $152,885+26.8% |
| Participation rate | 100.0% | 78.0%+22.0pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 28.36% | 35.96%-7.6pp | 32.76%-4.4pp | 345.39%-317.0pp |
| Employer contribution / active EE | $2,583 | $3,219-19.8% | $2,718-5.0% | $4,763-45.8% |
| Participant deferral / active EE | $8,712 | $4,604+89.2% | $4,069+114.1% | $5,851+48.9% |
| Admin fee / account holder | $17,161 | $10,749+59.6% | $7,889+117.5% | $11,598+48.0% |