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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,760 | $83,908+39.2% | $68,509+70.4% | $125,389-6.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | 23.31% | 14.48%+8.8pp | 8.27%+15.0pp | 282.24%-258.9pp |
| Employer contribution / active EE | $2,774 | $3,031-8.5% | $2,278+21.8% | $4,866-43.0% |
| Participant deferral / active EE | $10,962 | $4,125+165.7% | $3,382+224.1% | $5,352+104.8% |
| Admin fee / account holder | $11,609 | $8,982+29.2% | $5,275+120.1% | $9,541+21.7% |