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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,931 | $118,708+68.4% | $98,920+102.1% | $158,966+25.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 7.73% | 372.49%-364.8pp | 196.47%-188.7pp | 302.95%-295.2pp |
| Employer contribution / active EE | $3,258 | $3,334-2.3% | $2,689+21.2% | $4,762-31.6% |
| Participant deferral / active EE | $10,108 | $5,089+98.6% | $4,245+138.1% | $5,983+68.9% |
| Admin fee / account holder | $19,365 | $10,134+91.1% | $6,643+191.5% | $11,250+72.1% |