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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,137 | $99,079+12.2% | $78,002+42.5% | $273,972-59.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 7.25% | 217.93%-210.7pp | 425.99%-418.7pp | 41.46%-34.2pp |
| Employer contribution / active EE | $3,073 | $3,308-7.1% | $2,470+24.4% | $4,869-36.9% |
| Participant deferral / active EE | $11,411 | $4,306+165.0% | $3,497+226.3% | $5,287+115.8% |
| Admin fee / account holder | $11,519 | $8,954+28.7% | $5,481+110.2% | $10,133+13.7% |