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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,891 | $176,105+28.8% | $159,474+42.3% | $167,536+35.4% |
| Participation rate | 90.5% | 85.0%+5.5pp | 82.8%+7.6pp | 82.1%+8.4pp |
| Annual return | 16.12% | 331.91%-315.8pp | 263.68%-247.6pp | 478.82%-462.7pp |
| Employer contribution / active EE | $2,543 | $5,299-52.0% | $4,831-47.4% | $4,839-47.5% |
| Participant deferral / active EE | $6,171 | $7,751-20.4% | $7,353-16.1% | $6,342-2.7% |
| Admin fee / account holder | $7,011 | $12,559-44.2% | $10,802-35.1% | $12,315-43.1% |