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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,891 | $176,077+28.9% | $159,455+42.3% | $167,518+35.4% |
| Participation rate | 90.5% | 84.9%+5.5pp | 82.8%+7.6pp | 82.1%+8.4pp |
| Annual return | 16.12% | 331.83%-315.7pp | 263.63%-247.5pp | 478.71%-462.6pp |
| Employer contribution / active EE | $2,543 | $5,298-52.0% | $4,830-47.4% | $4,838-47.4% |
| Participant deferral / active EE | $6,171 | $7,751-20.4% | $7,353-16.1% | $6,342-2.7% |
| Admin fee / account holder | $7,011 | $12,556-44.2% | $10,800-35.1% | $12,312-43.1% |