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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,003 | $76,551+28.0% | $123,894-20.9% | $62,881+55.9% |
| Participation rate | 88.5% | 73.0%+15.5pp | 81.4%+7.1pp | 69.3%+19.2pp |
| Annual return | 6.14% | 18.68%-12.5pp | 47.52%-41.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $2,552 | $2,882-11.5% | $4,617-44.7% | $2,281+11.9% |
| Participant deferral / active EE | $6,309 | $4,840+30.4% | $5,984+5.4% | $3,203+97.0% |
| Admin fee / account holder | $1,759 | $4,826-63.6% | $8,357-79.0% | $4,296-59.1% |