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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,297 | $148,582+45.6% | $135,942+59.1% | $139,456+55.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.20% | 79.26%-59.1pp | 68.28%-48.1pp | 373.45%-353.3pp |
| Employer contribution / active EE | $2,359 | $5,245-55.0% | $4,858-51.4% | $4,753-50.4% |
| Participant deferral / active EE | $6,329 | $8,101-21.9% | $7,759-18.4% | $6,711-5.7% |
| Admin fee / account holder | $9,483 | $12,402-23.5% | $10,764-11.9% | $11,407-16.9% |