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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,478 | $89,370+75.1% | $141,197+10.8% | $72,976+114.4% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 24.93% | 111.88%-86.9pp | 71.41%-46.5pp | 81.02%-56.1pp |
| Employer contribution / active EE | $2,713 | $3,115-12.9% | $4,736-42.7% | $2,440+11.2% |
| Participant deferral / active EE | $6,791 | $5,419+25.3% | $6,710+1.2% | $3,608+88.2% |
| Admin fee / account holder | $2,604 | $5,957-56.3% | $10,265-74.6% | $5,124-49.2% |