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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,683 | $85,766+43.0% | $136,298-10.0% | $70,126+74.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 81.9%+7.0pp | 69.5%+19.3pp |
| Annual return | 19.29% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $2,551 | $2,966-14.0% | $4,696-45.7% | $2,343+8.9% |
| Participant deferral / active EE | $6,506 | $5,051+28.8% | $6,247+4.1% | $3,332+95.3% |
| Admin fee / account holder | $5,727 | $5,421+5.7% | $9,244-38.0% | $4,645+23.3% |